{"id":36258,"date":"2024-08-22T14:29:18","date_gmt":"2024-08-22T12:29:18","guid":{"rendered":"https:\/\/fidulex.ch\/?p=36258"},"modified":"2024-09-06T11:46:37","modified_gmt":"2024-09-06T09:46:37","slug":"contributions-to-lavs-as-a-self-employed-person","status":"publish","type":"post","link":"https:\/\/fidulex.ch\/en\/les-cotisations-a-lavs-en-tant-quindependant\/","title":{"rendered":"AVS Contributions as a Self-Employed Person"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"36258\" class=\"elementor elementor-36258\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c7e198b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c7e198b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-30e810d8\" data-id=\"30e810d8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14bc293d elementor-widget elementor-widget-image\" data-id=\"14bc293d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fidulex.ch\/wp-content\/uploads\/elementor\/thumbs\/les-cotisations-a-lavs-en-tant-quindependant-2-qszfdzd8gplyaa9n39avrhe0sz3777s829eybnm2lc.jpg\" title=\"Les cotisations \u00e0 l\u2019AVS en tant qu\u2019ind\u00e9pendant\" alt=\"Les cotisations \u00e0 l&apos;AVS en tant qu&apos;ind\u00e9pendant\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72866a5e elementor-widget elementor-widget-heading\" data-id=\"72866a5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ind\u00e9pendant : d\u00e9finition<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20713abc elementor-widget elementor-widget-text-editor\" data-id=\"20713abc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Toutes les personnes exer\u00e7ant une activit\u00e9 lucrative sont tenues de payer des cotisations. Mais pour les ind\u00e9pendants, la situation est un peu diff\u00e9rente.<\/p><p>G\u00e9n\u00e9ralement, on consid\u00e8re que vous \u00eates un travailleur ind\u00e9pendant si vous :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66a8d2cf elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"66a8d2cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Travaillez \u00e0 votre compte<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Utilisez votre nom propre pour votre activit\u00e9 professionnelle (les factures sont \u00e0 votre nom, par exemple)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00cates responsable pour les risques li\u00e9s \u00e0 votre activit\u00e9 (en particulier les risques \u00e9conomiques)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00cates libre de planifier votre activit\u00e9 comme vous l\u2019entendez (votre charge ainsi que votre temps de travail par exemple)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bac2199 elementor-widget elementor-widget-text-editor\" data-id=\"bac2199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cependant, cette d\u00e9finition n\u2019est pas absolue et d\u00e9pend du bon vouloir de la <strong>caisse de compensation<\/strong> concern\u00e9e\u00a0; c\u2019est donc \u00e0 elle qu\u2019il faudra s\u2019adresser pour vous assurer de votre statut.<\/p><p>Vous ne serez en g\u00e9n\u00e9ral pas concern\u00e9 par le statut d\u2019ind\u00e9pendant si votre activit\u00e9 professionnelle est exerc\u00e9e dans le cadre d\u2019une entreprise\u00a0; c\u2019est-\u00e0-dire si vous \u00eates <strong>employ\u00e9<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bf2d2b elementor-widget elementor-widget-heading\" data-id=\"8bf2d2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">P\u00e9riode des cotisations AVS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fbd4e9a elementor-widget elementor-widget-text-editor\" data-id=\"4fbd4e9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Que vous soyez ind\u00e9pendant ou salari\u00e9, il est obligatoire de <strong>cotiser<\/strong> \u00e0 l\u2019AVS, \u00e0 l\u2019AI et aux APG. La diff\u00e9rence par rapport \u00e0 un travailleur salari\u00e9 est qu\u2019en tant que travailleur ind\u00e9pendant vous ne b\u00e9n\u00e9ficiez d\u2019aucune protection contre\u00a0:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81f0a40 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"81f0a40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fidulex.ch\/le-droit-au-chomage-en-suisse\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le ch\u00f4mage<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Les accidents<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f357dc8 elementor-widget elementor-widget-text-editor\" data-id=\"f357dc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>De plus, \u00e0 la diff\u00e9rence d\u2019un travailleur salari\u00e9, l\u2019affiliation \u00e0 la <strong>LPP<\/strong> (la Pr\u00e9voyance Professionnelle) et la constitution d\u2019un <strong><a href=\"https:\/\/fidulex.ch\/2eme-pilier-en-suisse-comment-ca-marche\/\">2<sup>\u00e8me<\/sup> pilier<\/a><\/strong> ne sont pas obligatoires pour un ind\u00e9pendant. Il sera de votre ressort de pr\u00e9parer une retraite plus confortable.<\/p><p>Pour les salari\u00e9s, en revanche, la cotisation \u00e0 la LPP est obligatoire\u00a0; le travailleur et l\u2019employeur cotise ensemble pour sa constitution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84a22a6 elementor-widget elementor-widget-icon-box\" data-id=\"84a22a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u00c0 savoir\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSi vous exercez une activit\u00e9 professionnelle ind\u00e9pendante \u00e0 c\u00f4t\u00e9 d\u2019une activit\u00e9 de salari\u00e9 classique, vous n\u2019aurez en principe pas besoin de cotiser \u00e0 l\u2019AVS.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b69a2c9 elementor-widget elementor-widget-heading\" data-id=\"5b69a2c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00e9but des cotisations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77b17703 elementor-widget elementor-widget-text-editor\" data-id=\"77b17703\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Votre obligation de cotiser \u00e0 l\u2019AVS en tant que travailleur ind\u00e9pendant commence le 1<sup>er<\/sup> janvier suivant vos <strong>17 ans<\/strong>. C\u2019est-\u00e0-dire que vous ne commencez pas vos cotisations d\u00e8s que vous atteignez cette \u00e2ge-l\u00e0. En effet, si vous avez 17 ans le 10 avril 2025, vous ne commencerez \u00e0 cotiser que d\u00e8s le 1<sup>er<\/sup> janvier 2026.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60de3fb6 elementor-widget elementor-widget-heading\" data-id=\"60de3fb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fin des cotisations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71be16c6 elementor-widget elementor-widget-text-editor\" data-id=\"71be16c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vos cotisations \u00e0 l\u2019AVS se terminent lorsque vous ne travaillez plus et\/ou \u00eates \u00e0 <a href=\"https:\/\/fidulex.ch\/lage-de-la-retraite-en-suisse-enjeux-et-evolution\/\">l\u2019\u00e2ge de la retraite\u00a0<\/a>: <strong>65 ans<\/strong> pour les hommes comme pour les femmes (sauf pour les femmes n\u00e9es entre 1960 et 1963).<\/p><p>Si, cependant, vous n\u2019exercez plus d\u2019activit\u00e9 professionnelle avant l\u2019\u00e2ge de la retraite, vous devrez alors payer d\u2019autres cotisations dites \u00ab\u00a0<a href=\"https:\/\/www.ahv-iv.ch\/p\/2.03.f\" target=\"_blank\" rel=\"noopener\">cotisations des personnes sans activit\u00e9 lucrative\u00a0<\/a>\u00bb. Ces derni\u00e8res prennent \u00e9galement fin \u00e0 partir de vos 65 ans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33855b69 elementor-widget elementor-widget-heading\" data-id=\"33855b69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cotisations provisoires et d\u00e9finitives<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2879a25 elementor-widget elementor-widget-heading\" data-id=\"2879a25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Acomptes de cotisations<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-decdfe0 elementor-widget elementor-widget-text-editor\" data-id=\"decdfe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>G\u00e9n\u00e9ralement, les ind\u00e9pendants doivent verser des <strong>acomptes de cotisations<\/strong> bas\u00e9s sur le revenu estim\u00e9 pour une ann\u00e9e.\u00a0<\/p><p>Les acomptes de cotisations sont des cotisations dont le montant est d\u00e9termin\u00e9 temporairement par une caisse de compensation.\u00a0 C&rsquo;est-\u00e0-dire que les cotisations d\u00e9finitives sont fix\u00e9es apr\u00e8s la d\u00e9claration du revenu <strong>r\u00e9el<\/strong>.<\/p><p>Si votre revenu d\u00e9terminant subit un changement significatif, vous \u00eates dans <strong>l&rsquo;obligation<\/strong> d&rsquo;en informer votre caisse compensation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cf53d6 elementor-widget elementor-widget-heading\" data-id=\"3cf53d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Int\u00e9r\u00eats moratoires<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03c65ca elementor-widget elementor-widget-text-editor\" data-id=\"03c65ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La caisse de compensation pr\u00e9voit g\u00e9n\u00e9ralement que si votre salaire subit un changement sup\u00e9rieur \u00e0 <strong>25%<\/strong> compar\u00e9 au revenu initial, vous \u00eates alors dans l&rsquo;obligation d&rsquo;en informer cette derni\u00e8re.<\/p><p>En cas de manquement \u00e0 cette obligation et si les acomptes vers\u00e9s ne couvrent pas le montant total des cotisation dues, vous devrez alors r\u00e9gler la <strong>diff\u00e9rence<\/strong>.<\/p><p>Cette derni\u00e8re est par ailleurs souvent major\u00e9e d&rsquo;<strong>int\u00e9r\u00eats moratoires<\/strong> si vous ne payez pas \u00e0 temps.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdc04ed elementor-widget elementor-widget-heading\" data-id=\"bdc04ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calcul des cotisations <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b6c5b3e elementor-widget elementor-widget-text-editor\" data-id=\"4b6c5b3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le calcul du taux de <strong>cotisation AVS<\/strong> pour les ind\u00e9pendants d\u00e9pend en effet de diff\u00e9rents facteurs que nous d\u00e9taillerons ci-dessous.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9f0b6f elementor-widget elementor-widget-heading\" data-id=\"a9f0b6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Taux de cotisation \u00e0 l'AVS\/AI\/APG<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff4fb7c elementor-widget elementor-widget-text-editor\" data-id=\"ff4fb7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour les ind\u00e9pendants, le taux de cotisation est li\u00e9 au salaire annuel du travailleur. \u00c0 partir de <strong>58&rsquo;800 CHF<\/strong> par an, le total du taux de cotisation s\u2019\u00e9l\u00e8ve \u00e0 10 %: AVS : 8,1 % + AI : 1,4 % + APG : 0,5 %).\u00a0<\/p><p>Si en revanche, votre salaire est inf\u00e9rieur au montant ci-dessus, le taux de cotisation \u00e0 l\u2019AVS, l\u2019AI et aux APG sera calcul\u00e9 selon un bar\u00e8me d\u00e9gressif (et ce depuis le 1er janvier 2021). Il peut aller de <strong>5,371 %<\/strong> \u00e0 <strong>10 %<\/strong>. \u00a0<\/p><p>Pour un salaire annuel situ\u00e9 entre 31&rsquo;000 et 33&rsquo;800 CHF, le taux de cotisation sera fix\u00e9 \u00e0 6,235%. Votre caisse de compensation pr\u00e9l\u00e8ve aussi des frais de dossier dont le montant peut varier, mais qui est plafonn\u00e9 \u00e0 <strong>5 %<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1fc3c4c elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"1fc3c4c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-78e2c70\" data-id=\"78e2c70\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5f0df2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f5f0df2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Type de cotisation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fdf4748\" data-id=\"fdf4748\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cd922f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1cd922f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pourcentage<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-bd5a3ce elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"bd5a3ce\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8983593\" data-id=\"8983593\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dc28f6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3dc28f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">AVS<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1c92e64\" data-id=\"1c92e64\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-112f0ed elementor-widget elementor-widget-text-editor\" data-id=\"112f0ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d34abcb elementor-widget elementor-widget-text-editor\" data-id=\"4d34abcb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\">8.1%<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-60d531d elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"60d531d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4debf10\" data-id=\"4debf10\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de65799 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"de65799\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">AI<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0615414\" data-id=\"0615414\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5300b44 elementor-widget elementor-widget-text-editor\" data-id=\"5300b44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d34abcb elementor-widget elementor-widget-text-editor\" data-id=\"4d34abcb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\">1.4%<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-78eae99 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"78eae99\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6644602\" data-id=\"6644602\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-325b11e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"325b11e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">APG<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ba4a367\" data-id=\"ba4a367\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-948de8d elementor-widget elementor-widget-text-editor\" data-id=\"948de8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d34abcb elementor-widget elementor-widget-text-editor\" data-id=\"4d34abcb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\">0.5%<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2da6dd elementor-widget elementor-widget-image\" data-id=\"c2da6dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fidulex.ch\/wp-content\/uploads\/elementor\/thumbs\/AVS-independant-ANG-qsziml8gat931e8aiqj6m5wm5msndconcwf9md8tqg.png\" title=\"Les cotisations \u00e0 l\u2019AVS en tant qu\u2019ind\u00e9pendant\" alt=\"Les cotisations \u00e0 l&apos;AVS en tant qu&apos;ind\u00e9pendant\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72d2891 elementor-widget elementor-widget-image\" data-id=\"72d2891\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-72d2891{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60e3c129 elementor-widget elementor-widget-heading\" data-id=\"60e3c129\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Exemple de calcul de cotisations pour ind\u00e9pendant <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-610e29a6 elementor-widget elementor-widget-text-editor\" data-id=\"610e29a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gr\u00e2ce aux <a href=\"https:\/\/www.ahv-iv.ch\/fr\/Assurances-sociales\/Assurance-vieillesse-et-survivants-AVS\/Modules-de-calcul\/Calcul-des-cotisations-des-ind%C3%A9pendants\" target=\"_blank\" rel=\"noopener\">outils officiels<\/a>, vous pouvez \u00e0 pr\u00e9sent calculer le taux de cotisation \u00e0 l\u2019AVS auquel vous serez soumis.<\/p><p>Si vous travaillez en tant qu\u2019ind\u00e9pendant dans le canton de Gen\u00e8ve et touchez un revenu annuel de 77&rsquo;000 CHF, le taux de cotisation \u00e0 l\u2019AVS sera de 10 %, puisque ce montant est sup\u00e9rieur \u00e0 <strong>58&rsquo;800 CHF<\/strong> par an.<\/p><p>Si en revanche vous touchez 51&rsquo;000 CHF par an, votre taux de cotisation \u00e0 l\u2019AVS sera moins \u00e9lev\u00e9, \u00e0 8,951 %. Dans tous les cas, il faudra aussi compter les frais administratifs, qui s\u2019\u00e9l\u00e8vent au maximum \u00e0 5%.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cca2372 elementor-widget elementor-widget-heading\" data-id=\"cca2372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">R\u00f4le des associations fondatrices<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c84e00 elementor-widget elementor-widget-text-editor\" data-id=\"2c84e00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bien souvent, ce sont des <strong><a href=\"https:\/\/fidulex.ch\/creer-une-association-en-suisse\/\">associations<\/a> <\/strong>fondatrices qui g\u00e8rent les caisses de compensation. Entre autres, ce sont elles qui collectent les cotisations et g\u00e8rent les comptes des assur\u00e9s.<\/p><p>Elles s&rsquo;assurent en priorit\u00e9 que les montants des <strong>acomptes<\/strong> et les <strong>cotisations<\/strong> finales soient en accord avec le revenu qui a \u00e9t\u00e9 d\u00e9clar\u00e9 par un travailleur ind\u00e9pendant.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53f65521 elementor-widget elementor-widget-heading\" data-id=\"53f65521\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c4d779e elementor-widget elementor-widget-toggle\" data-id=\"3c4d779e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1011\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1011\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quel est le montant des cotisations sociales pour un ind\u00e9pendant ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1011\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1011\"><p>Pour un travailleur ind\u00e9pendant, le montant des cotisations sociales d\u00e9pend de son salaire. En effet, si vous touchez plus de 58&rsquo;800 CHF par ann\u00e9e, le taux de cotisation s\u2019\u00e9l\u00e8ve \u00e0 10 % tandis que si vous touchez moins que cela, le taux sera moins \u00e9lev\u00e9.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1012\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1012\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Comment sont calcul\u00e9es les cotisations sociales des ind\u00e9pendants ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1012\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1012\"><p>Elles sont calcul\u00e9es en fonction de son salaire. Elles varient g\u00e9n\u00e9ralement par canton.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1013\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1013\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Qui n\u2019est pas soumis \u00e0 l\u2019AVS ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1013\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1013\"><p>Si votre salaire est inf\u00e9rieur \u00e0 2&rsquo;300 CHF, vous n\u2019\u00eates en g\u00e9n\u00e9ral pas dans l\u2019obligation de cotiser.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1014\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1014\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Comment savoir le montant de ma cotisation AVS ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1014\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1014\"><p>Vous pouvez utiliser les <a href=\"https:\/\/www.ahv-iv.ch\/fr\/Assurances-sociales\/Assurance-vieillesse-et-survivants-AVS\/Modules-de-calcul\/Calcul-des-cotisations-des-ind%C3%A9pendants\" target=\"_blank\" rel=\"noopener\">outils officiels<\/a> afin de d\u00e9terminer le montant que vous paierez en cotisations.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1015\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1015\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Qui est consid\u00e9r\u00e9 comme travailleur ind\u00e9pendant ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1015\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1015\"><p>Un ind\u00e9pendant est en g\u00e9n\u00e9ral quelqu\u2019un qui travaille pour son compte et qui est libre de choisir son temps de travail ainsi que sa charge de travail.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Quel est le montant des cotisations sociales pour un ind\\u00e9pendant ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Pour un travailleur ind\\u00e9pendant, le montant des cotisations sociales d\\u00e9pend de son salaire. En effet, si vous touchez plus de 58&rsquo;800 CHF par ann\\u00e9e, le taux de cotisation s\\u2019\\u00e9l\\u00e8ve \\u00e0 10 % tandis que si vous touchez moins que cela, le taux sera moins \\u00e9lev\\u00e9.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Comment sont calcul\\u00e9es les cotisations sociales des ind\\u00e9pendants ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Elles sont calcul\\u00e9es en fonction de son salaire. Elles varient g\\u00e9n\\u00e9ralement par canton.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Qui n\\u2019est pas soumis \\u00e0 l\\u2019AVS ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Si votre salaire est inf\\u00e9rieur \\u00e0 2&rsquo;300 CHF, vous n\\u2019\\u00eates en g\\u00e9n\\u00e9ral pas dans l\\u2019obligation de cotiser.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Comment savoir le montant de ma cotisation AVS ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Vous pouvez utiliser les <a href=\\\"https:\\\/\\\/www.ahv-iv.ch\\\/fr\\\/Assurances-sociales\\\/Assurance-vieillesse-et-survivants-AVS\\\/Modules-de-calcul\\\/Calcul-des-cotisations-des-ind%C3%A9pendants\\\">outils officiels<\\\/a> afin de d\\u00e9terminer le montant que vous paierez en cotisations.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Qui est consid\\u00e9r\\u00e9 comme travailleur ind\\u00e9pendant ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Un ind\\u00e9pendant est en g\\u00e9n\\u00e9ral quelqu\\u2019un qui travaille pour son compte et qui est libre de choisir son temps de travail ainsi que sa charge de travail.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9e15a33\" data-id=\"9e15a33\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c1b1c7 elementor-widget elementor-widget-image\" data-id=\"4c1b1c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fidulex.ch\/wp-content\/uploads\/elementor\/thumbs\/les-cotisations-a-lavs-en-tant-quindependant-2-qszfdzd8gplyaa9n39avrhe0sz3777s829eybnm2lc.jpg\" title=\"Les cotisations \u00e0 l\u2019AVS en tant qu\u2019ind\u00e9pendant\" alt=\"Les cotisations \u00e0 l&apos;AVS en tant qu&apos;ind\u00e9pendant\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e8dbb5 elementor-widget elementor-widget-heading\" data-id=\"7e8dbb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ind\u00e9pendant : d\u00e9finition<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e450c3a elementor-widget elementor-widget-text-editor\" data-id=\"e450c3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tout d\u2019abord, il convient de d\u00e9finir qui est g\u00e9n\u00e9ralement consid\u00e9r\u00e9 comme <strong>ind\u00e9pendant<\/strong>, car cela peut en effet varier selon l\u2019organisme et donc changer vos obligations en termes de cotisations \u00e0 l\u2019AVS, l\u2019AI ou aux APG. G\u00e9n\u00e9ralement, on consid\u00e8re que vous \u00eates un travailleur ind\u00e9pendant si vous\u00a0:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-791c95c elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"791c95c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Travaillez \u00e0 votre compte<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Utilisez votre nom propre pour votre activit\u00e9 professionnelle (les factures sont \u00e0 votre nom, par exemple)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00cates responsable pour les risques li\u00e9s \u00e0 votre activit\u00e9 (en particulier les risques \u00e9conomiques)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00cates libre de planifier votre activit\u00e9 comme vous l\u2019entendez (votre charge ainsi que votre temps de travail par exemple)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3923a34 elementor-widget elementor-widget-text-editor\" data-id=\"3923a34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cependant, cette d\u00e9finition n\u2019est pas absolue et d\u00e9pend du bon vouloir de la <strong>caisse de compensation<\/strong> concern\u00e9e\u00a0; c\u2019est donc \u00e0 elle qu\u2019il faudra s\u2019adresser pour vous assurer de votre statut.<\/p><p>Vous ne serez en g\u00e9n\u00e9ral pas concern\u00e9 par le statut d\u2019ind\u00e9pendant si votre activit\u00e9 professionnelle est exerc\u00e9e dans le cadre d\u2019une entreprise\u00a0; c\u2019est-\u00e0-dire si vous \u00eates <strong>employ\u00e9<\/strong> dans ladite entreprise.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17011ea elementor-widget elementor-widget-heading\" data-id=\"17011ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">P\u00e9riode des cotisations AVS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e29460 elementor-widget elementor-widget-text-editor\" data-id=\"2e29460\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Que vous soyez ind\u00e9pendant ou salari\u00e9, il est obligatoire de <strong>cotiser<\/strong> \u00e0 l\u2019AVS, \u00e0 l\u2019AI et aux APG. La diff\u00e9rence par rapport \u00e0 un travailleur salari\u00e9 est qu\u2019en tant que travailleur ind\u00e9pendant vous ne b\u00e9n\u00e9ficiez d\u2019aucune protection contre\u00a0:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d9c44 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"18d9c44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fidulex.ch\/le-droit-au-chomage-en-suisse\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le ch\u00f4mage<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Les accidents<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dcfc25 elementor-widget elementor-widget-text-editor\" data-id=\"1dcfc25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>De plus, \u00e0 la diff\u00e9rence d\u2019un travailleur salari\u00e9, l\u2019affiliation \u00e0 la <strong>LPP<\/strong> (la Pr\u00e9voyance Professionnelle) et la constitution d\u2019un <strong><a href=\"https:\/\/fidulex.ch\/2eme-pilier-en-suisse-comment-ca-marche\/\">2<sup>\u00e8me<\/sup> pilier<\/a><\/strong> ne sont pas obligatoires pour un ind\u00e9pendant. Il sera de votre ressort de pr\u00e9parer une retraite plus confortable.<\/p><p>Pour les salari\u00e9s, en revanche, la cotisation \u00e0 la LPP est obligatoire\u00a0; le travailleur et l\u2019employeur cotise ensemble pour sa constitution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddee81b elementor-widget elementor-widget-icon-box\" data-id=\"ddee81b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t\u00c0 savoir\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSi vous exercez une activit\u00e9 professionnelle ind\u00e9pendante \u00e0 c\u00f4t\u00e9 d\u2019une activit\u00e9 de salari\u00e9 classique, vous n\u2019aurez en principe pas besoin de cotiser \u00e0 l\u2019AVS.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbfeeb9 elementor-widget elementor-widget-heading\" data-id=\"cbfeeb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00e9but des cotisations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cda5f70 elementor-widget elementor-widget-text-editor\" data-id=\"cda5f70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Votre obligation de cotiser \u00e0 l\u2019AVS en tant que travailleur ind\u00e9pendant commence le 1<sup>er<\/sup> janvier suivant vos <strong>17 ans<\/strong>. C\u2019est-\u00e0-dire que vous ne commencez pas vos cotisations d\u00e8s que vous atteignez cette \u00e2ge-l\u00e0. En effet, si vous avez 17 ans le 10 avril 2025, vous ne commencerez \u00e0 cotiser que d\u00e8s le 1<sup>er<\/sup> janvier 2026.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc397bb elementor-widget elementor-widget-heading\" data-id=\"dc397bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fin des cotisations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50c1ca8 elementor-widget elementor-widget-text-editor\" data-id=\"50c1ca8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vos cotisations \u00e0 l\u2019AVS se terminent lorsque vous ne travaillez plus et\/ou \u00eates \u00e0 <a href=\"https:\/\/fidulex.ch\/lage-de-la-retraite-en-suisse-enjeux-et-evolution\/\">l\u2019\u00e2ge de la retraite\u00a0<\/a>: <strong>65 ans<\/strong> pour les hommes comme pour les femmes (sauf pour les femmes n\u00e9es entre 1960 et 1963).<\/p><p>Si, cependant, vous n\u2019exercez plus d\u2019activit\u00e9 professionnelle avant l\u2019\u00e2ge de la retraite, vous devrez alors payer d\u2019autres cotisations dites \u00ab\u00a0<a href=\"https:\/\/www.ahv-iv.ch\/p\/2.03.f\" target=\"_blank\" rel=\"noopener\">cotisations des personnes sans activit\u00e9 lucrative\u00a0<\/a>\u00bb. Ces derni\u00e8res prennent \u00e9galement fin \u00e0 partir de vos 65 ans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36c4737 elementor-widget elementor-widget-heading\" data-id=\"36c4737\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calcul des cotisations <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f3ab01 elementor-widget elementor-widget-text-editor\" data-id=\"6f3ab01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Le calcul du taux de <strong>cotisation AVS<\/strong> pour les ind\u00e9pendants d\u00e9pend en effet de diff\u00e9rents facteurs que nous d\u00e9taillerons ci-dessous.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae86a7e elementor-widget elementor-widget-heading\" data-id=\"ae86a7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Taux de cotisation \u00e0 l'AVS\/AI\/APG<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a83933 elementor-widget elementor-widget-text-editor\" data-id=\"5a83933\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour les ind\u00e9pendants, le taux de cotisation est li\u00e9 au salaire annuel du travailleur. \u00c0 partir de <strong>58&rsquo;800 CHF<\/strong> par an, le total du taux de cotisation s\u2019\u00e9l\u00e8ve \u00e0 10 %: AVS : 8,1 % + AI : 1,4 % + APG : 0,5 %). Pour les salari\u00e9s, ce taux est l\u00e9g\u00e8rement plus \u00e9lev\u00e9 : il est de 10,6 % (AVS : 8,7 % + AI : 1,4 %, APG : 0,5 %).<\/p><p>Si en revanche, votre salaire est inf\u00e9rieur au montant ci-dessus, le taux de cotisation \u00e0 l\u2019AVS, l\u2019AI et aux APG sera abaiss\u00e9\u00a0; il est <strong>progressif<\/strong> en fonction du revenu. Il peut en effet aller de 5,371 % \u00e0 10 %. \u00a0<\/p><p>Par exemple, pour un salaire annuel situ\u00e9 entre 31&rsquo;000 et 33&rsquo;800 CHF, le taux de cotisation sera fix\u00e9 \u00e0 6,235%. Gardez aussi \u00e0 l\u2019esprit que votre caisse de compensation pr\u00e9l\u00e8ve \u00e9galement des frais de dossier dont le montant peut varier, mais qui est plafonn\u00e9 \u00e0 <strong>5 %<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-19af63d elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"19af63d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f148ab6\" data-id=\"f148ab6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a3a2829 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a3a2829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Type de cotisation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e6a53f6\" data-id=\"e6a53f6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f3da81 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4f3da81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pourcentage<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-da71d6e elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"da71d6e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a4e9346\" data-id=\"a4e9346\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53a6965 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"53a6965\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">AVS<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cc62227\" data-id=\"cc62227\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cdaeb0a elementor-widget elementor-widget-text-editor\" data-id=\"cdaeb0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d34abcb elementor-widget elementor-widget-text-editor\" data-id=\"4d34abcb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\">8.1%<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-af11b55 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"af11b55\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d6220d6\" data-id=\"d6220d6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a595bdb elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a595bdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">AI<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-017176e\" data-id=\"017176e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f4927aa elementor-widget elementor-widget-text-editor\" data-id=\"f4927aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d34abcb elementor-widget elementor-widget-text-editor\" data-id=\"4d34abcb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\">1.4%<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-005d47e elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"005d47e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ee99f63\" data-id=\"ee99f63\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-310619b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"310619b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">APG<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-65907f7\" data-id=\"65907f7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6aa450 elementor-widget elementor-widget-text-editor\" data-id=\"d6aa450\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d34abcb elementor-widget elementor-widget-text-editor\" data-id=\"4d34abcb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\">0.5%<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-401aebe elementor-widget elementor-widget-image\" data-id=\"401aebe\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/fidulex.ch\/wp-content\/uploads\/elementor\/thumbs\/AVS-independant-ANG-qsziml8gat931e8aiqj6m5wm5msndconcwf9md8tqg.png\" title=\"Les cotisations \u00e0 l\u2019AVS en tant qu\u2019ind\u00e9pendant\" alt=\"Les cotisations \u00e0 l&apos;AVS en tant qu&apos;ind\u00e9pendant\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65d113e elementor-widget elementor-widget-image\" data-id=\"65d113e\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-65d113e{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcc749f elementor-widget elementor-widget-heading\" data-id=\"dcc749f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Exemple de calcul de cotisations pour ind\u00e9pendant <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce0c10e elementor-widget elementor-widget-text-editor\" data-id=\"ce0c10e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gr\u00e2ce aux <a href=\"https:\/\/www.ahv-iv.ch\/fr\/Assurances-sociales\/Assurance-vieillesse-et-survivants-AVS\/Modules-de-calcul\/Calcul-des-cotisations-des-ind%C3%A9pendants\" target=\"_blank\" rel=\"noopener\">outils officiels<\/a>, vous pouvez \u00e0 pr\u00e9sent calculer le taux de cotisation \u00e0 l\u2019AVS auquel vous serez soumis.<\/p><p>Si vous travaillez en tant qu\u2019ind\u00e9pendant dans le canton de Gen\u00e8ve et touchez un revenu annuel de 77&rsquo;000 CHF, le taux de cotisation \u00e0 l\u2019AVS sera de 10 %, puisque ce montant est sup\u00e9rieur \u00e0 <strong>58&rsquo;800 CHF<\/strong> par an.<\/p><p>Si en revanche vous touchez 51&rsquo;000 CHF par an, votre taux de cotisation \u00e0 l\u2019AVS sera moins \u00e9lev\u00e9\u00a0; il sera de 8,951 %. Dans tous les cas, il faudra aussi compter les frais administratifs, qui s\u2019\u00e9l\u00e8vent au maximum \u00e0 5%.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd81359 elementor-widget elementor-widget-heading\" data-id=\"dd81359\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cotisations provisoires et d\u00e9finitives<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e93519f elementor-widget elementor-widget-heading\" data-id=\"e93519f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Acomptes de cotisations<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-883c077 elementor-widget elementor-widget-text-editor\" data-id=\"883c077\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>G\u00e9n\u00e9ralement, les ind\u00e9pendants doivent verser des <strong>acomptes de cotisations<\/strong> bas\u00e9s sur le revenu estim\u00e9 pour une ann\u00e9e.\u00a0<\/p><p>Les acomptes de cotisations sont des cotisations dont le montant est d\u00e9termin\u00e9 temporairement par une caisse de compensation.\u00a0 C&rsquo;est-\u00e0-dire que les cotisations d\u00e9finitives sont fix\u00e9es apr\u00e8s la d\u00e9claration du revenu <strong>r\u00e9el<\/strong>.<\/p><p>Si votre revenu d\u00e9terminant subit un changement significatif, vous \u00eates dans <strong>l&rsquo;obligation<\/strong> d&rsquo;en informer votre caisse compensation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fa5a07 elementor-widget elementor-widget-heading\" data-id=\"5fa5a07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5a1b02 elementor-widget elementor-widget-toggle\" data-id=\"c5a1b02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2071\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2071\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quel est le montant des cotisations sociales pour un ind\u00e9pendant ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2071\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2071\"><p>Pour un travailleur ind\u00e9pendant, le montant des cotisations sociales d\u00e9pend de son salaire. En effet, si vous touchez plus de 58&rsquo;800 CHF par ann\u00e9e, le taux de cotisation s\u2019\u00e9l\u00e8ve \u00e0 10 % tandis que si vous touchez moins que cela, le taux sera moins \u00e9lev\u00e9.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2072\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2072\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Comment sont calcul\u00e9es les cotisations sociales des ind\u00e9pendants ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2072\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2072\"><p>Elles sont calcul\u00e9es en fonction de son salaire. Elles varient g\u00e9n\u00e9ralement par canton.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2073\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2073\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Qui n\u2019est pas soumis \u00e0 l\u2019AVS ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2073\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2073\"><p>Si votre salaire est inf\u00e9rieur \u00e0 2&rsquo;300 CHF, vous n\u2019\u00eates en g\u00e9n\u00e9ral pas dans l\u2019obligation de cotiser.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2074\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2074\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Comment savoir le montant de ma cotisation AVS ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2074\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2074\"><p>Vous pouvez utiliser les <a href=\"https:\/\/www.ahv-iv.ch\/fr\/Assurances-sociales\/Assurance-vieillesse-et-survivants-AVS\/Modules-de-calcul\/Calcul-des-cotisations-des-ind%C3%A9pendants\" target=\"_blank\" rel=\"noopener\">outils officiels<\/a> afin de d\u00e9terminer le montant que vous paierez en cotisations.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2075\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2075\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"icon icon-plus-circle\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened icon icon-circle-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Qui est consid\u00e9r\u00e9 comme travailleur ind\u00e9pendant ?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2075\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2075\"><p>Un ind\u00e9pendant est en g\u00e9n\u00e9ral quelqu\u2019un qui travaille pour son compte et qui est libre de choisir son temps de travail ainsi que sa charge de travail.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Quel est le montant des cotisations sociales pour un ind\\u00e9pendant ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Pour un travailleur ind\\u00e9pendant, le montant des cotisations sociales d\\u00e9pend de son salaire. En effet, si vous touchez plus de 58&rsquo;800 CHF par ann\\u00e9e, le taux de cotisation s\\u2019\\u00e9l\\u00e8ve \\u00e0 10 % tandis que si vous touchez moins que cela, le taux sera moins \\u00e9lev\\u00e9.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Comment sont calcul\\u00e9es les cotisations sociales des ind\\u00e9pendants ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Elles sont calcul\\u00e9es en fonction de son salaire. Elles varient g\\u00e9n\\u00e9ralement par canton.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Qui n\\u2019est pas soumis \\u00e0 l\\u2019AVS ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Si votre salaire est inf\\u00e9rieur \\u00e0 2&rsquo;300 CHF, vous n\\u2019\\u00eates en g\\u00e9n\\u00e9ral pas dans l\\u2019obligation de cotiser.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Comment savoir le montant de ma cotisation AVS ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Vous pouvez utiliser les <a href=\\\"https:\\\/\\\/www.ahv-iv.ch\\\/fr\\\/Assurances-sociales\\\/Assurance-vieillesse-et-survivants-AVS\\\/Modules-de-calcul\\\/Calcul-des-cotisations-des-ind%C3%A9pendants\\\">outils officiels<\\\/a> afin de d\\u00e9terminer le montant que vous paierez en cotisations.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Qui est consid\\u00e9r\\u00e9 comme travailleur ind\\u00e9pendant ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Un ind\\u00e9pendant est en g\\u00e9n\\u00e9ral quelqu\\u2019un qui travaille pour son compte et qui est libre de choisir son temps de travail ainsi que sa charge de travail.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>If you're considered self-employed, there will be certain differences in the AHV, DI, and IC contributions you'll have to make, compared to someone considered an employee. In this article, we'll look at the differences between salaried and self-employed workers in terms of contributions.<\/p>","protected":false},"author":1,"featured_media":36270,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[47],"tags":[],"class_list":["post-36258","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-droit-du-travail"],"_links":{"self":[{"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/posts\/36258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/comments?post=36258"}],"version-history":[{"count":58,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/posts\/36258\/revisions"}],"predecessor-version":[{"id":36778,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/posts\/36258\/revisions\/36778"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/media\/36270"}],"wp:attachment":[{"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/media?parent=36258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/categories?post=36258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/tags?post=36258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}