{"id":38368,"date":"2024-12-03T10:09:40","date_gmt":"2024-12-03T09:09:40","guid":{"rendered":"https:\/\/fidulex.ch\/?p=38368"},"modified":"2024-12-03T10:26:53","modified_gmt":"2024-12-03T09:26:53","slug":"lpp-withdrawal-tax-and-conditions","status":"publish","type":"post","link":"https:\/\/fidulex.ch\/en\/lpp-withdrawal-tax-and-conditions\/","title":{"rendered":"BVG\/LPP withdrawal: tax and conditions"},"content":{"rendered":"
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In Switzerland, the occupational benefits (BVG)<\/a><\/strong> is an integral part of the three-pillar system, and is designed to ensure a high standard of living. adequate income<\/strong> at retirement. However, access to these funds is not automatic and is subject to certain conditions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tThe insured must have contributed<\/strong> to Pillar 3a in the year for which you wish to purchase contributions, and also in the year of purchase.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tHe must have received a income subject to AHV<\/strong> in Switzerland during the buyback year and the buyback year.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tIn the year of the buyback, the insured must have paid the full ordinary contribution<\/strong> (7258 francs for 2025 and 2026).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Conditions for withdrawing BVG capital<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    BVG\/LPP withdrawals are possible in the following cases:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Purchase of a principal residence<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    You can use your BVG\/LPP credit to finance thepurchase<\/strong> or the construction<\/strong> of your main home, or for amortize<\/strong> an existing mortgage. This withdrawal is possible up to three years before normal retirement age. After age 50, the maximum amount that can be withdrawn is limited.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Cooperative home ownership<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    BVG\/LPP assets can be used to purchase shares in a building or housing cooperative, provided the property is intended for your own use. personal use<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Starting a self-employed business<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    If you leave your salaried job to become self-employed in Switzerland, you can withdraw thein full<\/strong> of your LPP capital. The request must be made within one year of the start of your self-employed activity, and must be supported by evidence of your activity.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Definitive departure from Switzerland<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    If you are moving permanently from Switzerland to another country outside the European Union<\/strong> (EU) or the European Free Trade Association (EFTA), you can withdraw your entire LOB credit.<\/p>

    On the other hand, if the departure is to a member country of <\/strong>from the EU or EFTA, only the extra-mandatory portion can be withdrawn as a lump sum, while the mandatory portion must remain in Switzerland until retirement age, unless you are not subject to mandatory social insurance in the country of destination.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Retirement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    You can choose to withdraw your benefits as a single lump sum, an annuity, or a combination of both. This choice depends on the regulations of your pension fund.<\/p>

    The capital can be withdrawn at the normal retirement age, i.e. 65<\/strong> years for men and 64<\/strong> years for women.<\/p>

    Early withdrawal is possible from five years<\/strong> before legal retirement age, subject to the specific rules of your pension fund.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Tax on BVG capital withdrawals<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Taxation method<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Amounts withdrawn from the 2nd pillar are taxed separately<\/strong> other revenues, to a prime rate<\/strong>. These taxes apply at federal, cantonal and municipal level.<\/p>

    The Confederation and the cantons apply progressive tax rates<\/strong> on capital withdrawals. The higher the capital withdrawn, the higher the tax rate. It may therefore be advantageous to spread withdrawals over several tax years to reduce the progressive nature of the tax.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Cantonal variations<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Tax rates vary from canton to canton. For example, for a withdrawal of CHF 100,000<\/strong>the total tax (federal, cantonal and municipal) can range from 4.7%<\/strong> in the canton of Geneva 8.0%<\/strong> in the canton of Appenzell Ausserrhoden.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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    Tax on BVG\/LPP withdrawals by canton<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\n\n\n \n \n Responsive Filtered and Sortable Table<\/title>\n <link rel=\"stylesheet\" href=\"styles.css\">\n<\/head>\n<body>\n <div class=\"container\">\n <label for=\"canton-filter\">Filter by Canton:<\/label>\n <select id=\"canton-filter\">\n <option value=\"all\">All<\/option>\n <option value=\"AG\">AG, Aarau<\/option>\n <option value=\"AI\">AI, Appenzell<\/option>\n <option value=\"AR\">AR, Herisau<\/option>\n <option value=\"BE\">BE, Bern<\/option>\n <option value=\"BL\">BL, Liestal<\/option>\n <option value=\"BS\">BS, Basel<\/option>\n <option value=\"FR\">FR, Fribourg<\/option>\n <option value=\"GE\">GE, Geneva<\/option>\n <option value=\"GL\">GL, Glarus<\/option>\n <option value=\"GR\">GR, Chur<\/option>\n <option value=\"JU\">JU, Del\u00e9mont<\/option>\n <option value=\"LU\">LU, Luzern<\/option>\n <option value=\"NE\">NE, Neuch\u00e2tel<\/option>\n <option value=\"NW\">NW, Stans<\/option>\n <option value=\"OW\">OW, Sarnen<\/option>\n <option value=\"SG\">SG, St. Gallen<\/option>\n <option value=\"SH\">SH, Schaffhausen<\/option>\n <option value=\"SO\">SO, Solothurn<\/option>\n <option value=\"SZ\">SZ, Schwyz<\/option>\n <option value=\"TG\">TG, Frauenfeld<\/option>\n <option value=\"TI\">TI, Bellinzona<\/option>\n <option value=\"UR\">UR, Altdorf<\/option>\n <option value=\"VD\">VD, Lausanne<\/option>\n <option value=\"VS\">VS, Sion<\/option>\n <option value=\"ZG\">ZG, Zug<\/option>\n <option value=\"ZH\">ZH, Z\u00fcrich<\/option>\n <\/select>\n\n <div class=\"table-container\">\n <table>\n <thead>\n <tr>\n <th>Canton<\/th>\n <th>CHF 100,000<\/th>\n <th>CHF 250,000<\/th>\n <th>CHF 500,000<\/th>\n <th>1 Mio. CHF<\/th>\n <th>5 Mio. CHF<\/th>\n <th>10 Mio. CHF<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td data-label=\"Canton\">AG, Aarau<\/td>\n <td data-label=\"100,000 CHF\">4.9%<\/td>\n <td data-label=\"250,000 CHF\">7.2%<\/td>\n <td data-label=\"500,000 CHF\">8.3%<\/td>\n <td data-label=\"1 Mio. CHF\">8.8%<\/td>\n <td data-label=\"5 Mio. CHF\">9.1%<\/td>\n <td data-label=\"10 Mio. CHF\">9.1%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">AI, Appenzell<\/td>\n <td data-label=\"100,000 CHF\">3.3%<\/td>\n <td data-label=\"250,000 CHF\">4.6%<\/td>\n <td data-label=\"500,000 CHF\">5.2%<\/td>\n <td data-label=\"1 Mio. CHF\">5.3%<\/td>\n <td data-label=\"5 Mio. CHF\">5.3%<\/td>\n <td data-label=\"10 Mio. CHF\">5.3%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">AR, Herisau<\/td>\n <td data-label=\"100,000 CHF\">8.0%<\/td>\n <td data-label=\"250,000 CHF\">9.0%<\/td>\n <td data-label=\"500,000 CHF\">9.9%<\/td>\n <td data-label=\"1 Mio. CHF\">11.1%<\/td>\n <td data-label=\"5 Mio. CHF\">12.0%<\/td>\n <td data-label=\"10 Mio. CHF\">12.1%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">BE, Bern<\/td>\n <td data-label=\"100,000 CHF\">4.7%<\/td>\n <td data-label=\"250,000 CHF\">6.6%<\/td>\n <td data-label=\"500,000 CHF\">8.4%<\/td>\n <td data-label=\"1 Mio. CHF\">9.7%<\/td>\n <td data-label=\"5 Mio. CHF\">11.1%<\/td>\n <td data-label=\"10 Mio. CHF\">11.2%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">BL, Liestal<\/td>\n <td data-label=\"100,000 CHF\">3.9%<\/td>\n <td data-label=\"250,000 CHF\">4.9%<\/td>\n <td data-label=\"500,000 CHF\">6.7%<\/td>\n <td data-label=\"1 Mio. CHF\">9.6%<\/td>\n <td data-label=\"5 Mio. CHF\">9.7%<\/td>\n <td data-label=\"10 Mio. CHF\">9.7%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">BS, Basel<\/td>\n <td data-label=\"100,000 CHF\">5.3%<\/td>\n <td data-label=\"250,000 CHF\">8.3%<\/td>\n <td data-label=\"500,000 CHF\">9.5%<\/td>\n <td data-label=\"1 Mio. CHF\">10.0%<\/td>\n <td data-label=\"5 Mio. CHF\">10.2%<\/td>\n <td data-label=\"10 Mio. CHF\">10.3%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">FR, Fribourg<\/td>\n <td data-label=\"100,000 CHF\">3.3%<\/td>\n <td data-label=\"250,000 CHF\">7.0%<\/td>\n <td data-label=\"500,000 CHF\">9.3%<\/td>\n <td data-label=\"1 Mio. CHF\">10.4%<\/td>\n <td data-label=\"5 Mio. CHF\">11.1%<\/td>\n <td data-label=\"10 Mio. CHF\">11.2%<\/td><\/tr>\n <tr><td data-label=\"Canton\">ZH, Z\u00fcrich<\/td>\n <td data-label=\"100,000 CHF\">4.9%<\/td>\n <td data-label=\"250,000 CHF\">5.9%<\/td>\n <td data-label=\"500,000 CHF\">7.2%<\/td>\n <td data-label=\"1 Mio. CHF\">11.2%<\/td>\n <td data-label=\"5 Mio. CHF\">22.0%<\/td>\n <td data-label=\"10 Mio. CHF\">26.2%<\/td> <\/tr>\n <td data-label=\"Canton\">GE, Geneva<\/td>\n <td data-label=\"100,000 CHF\">4.6%<\/td>\n <td data-label=\"250,000 CHF\">6.7%<\/td>\n <td data-label=\"500,000 CHF\">7.8%<\/td>\n <td data-label=\"1 Mio. CHF\">8.5%<\/td>\n <td data-label=\"5 Mio. CHF\">8.9%<\/td>\n <td data-label=\"10 Mio. CHF\">8.9%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">GL, Glarus<\/td>\n <td data-label=\"100,000 CHF\">5.2%<\/td>\n <td data-label=\"250,000 CHF\">6.2%<\/td>\n <td data-label=\"500,000 CHF\">6.7%<\/td>\n <td data-label=\"1 Mio. CHF\">6.9%<\/td>\n <td data-label=\"5 Mio. CHF\">6.9%<\/td>\n <td data-label=\"10 Mio. CHF\">6.9%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">GR, Chur<\/td>\n <td data-label=\"100,000 CHF\">3.2%<\/td>\n <td data-label=\"250,000 CHF\">4.3%<\/td>\n <td data-label=\"500,000 CHF\">5.7%<\/td>\n <td data-label=\"1 Mio. CHF\">5.9%<\/td>\n <td data-label=\"5 Mio. CHF\">5.9%<\/td>\n <td data-label=\"10 Mio. CHF\">5.9%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">JU, Del\u00e9mont<\/td>\n <td data-label=\"100,000 CHF\">6.2%<\/td>\n <td data-label=\"250,000 CHF\">8.6%<\/td>\n <td data-label=\"500,000 CHF\">9.7%<\/td>\n <td data-label=\"1 Mio. CHF\">10.1%<\/td>\n <td data-label=\"5 Mio. CHF\">10.3%<\/td>\n <td data-label=\"10 Mio. CHF\">10.3%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">LU, Luzern<\/td>\n <td data-label=\"100,000 CHF\">5.1%<\/td>\n <td data-label=\"250,000 CHF\">7.0%<\/td>\n <td data-label=\"500,000 CHF\">8.0%<\/td>\n <td data-label=\"1 Mio. CHF\">8.4%<\/td>\n <td data-label=\"5 Mio. CHF\">8.5%<\/td>\n <td data-label=\"10 Mio. CHF\">8.5%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">NE, Neuch\u00e2tel<\/td>\n <td data-label=\"100,000 CHF\">5.7%<\/td>\n <td data-label=\"250,000 CHF\">7.9%<\/td>\n <td data-label=\"500,000 CHF\">8.5%<\/td>\n <td data-label=\"1 Mio. CHF\">8.8%<\/td>\n <td data-label=\"5 Mio. CHF\">8.9%<\/td>\n <td data-label=\"10 Mio. CHF\">8.9%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">NW, Stans<\/td>\n <td data-label=\"100,000 CHF\">3.7%<\/td>\n <td data-label=\"250,000 CHF\">5.0%<\/td>\n <td data-label=\"500,000 CHF\">5.6%<\/td>\n <td data-label=\"1 Mio. CHF\">5.7%<\/td>\n <td data-label=\"5 Mio. CHF\">5.7%<\/td>\n <td data-label=\"10 Mio. CHF\">5.7%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">OW, Sarnen<\/td>\n <td data-label=\"100,000 CHF\">5.8%<\/td>\n <td data-label=\"250,000 CHF\">6.8%<\/td>\n <td data-label=\"500,000 CHF\">7.3%<\/td>\n <td data-label=\"1 Mio. CHF\">7.5%<\/td>\n <td data-label=\"5 Mio. CHF\">7.5%<\/td>\n <td data-label=\"10 Mio. CHF\">7.5%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">SG, St. Gallen<\/td>\n <td data-label=\"100,000 CHF\">5.9%<\/td>\n <td data-label=\"250,000 CHF\">6.9%<\/td>\n <td data-label=\"500,000 CHF\">7.5%<\/td>\n <td data-label=\"1 Mio. CHF\">7.6%<\/td>\n <td data-label=\"5 Mio. CHF\">7.6%<\/td>\n <td data-label=\"10 Mio. CHF\">7.6%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">SH, Schaffhausen<\/td>\n <td data-label=\"100,000 CHF\">3.3%<\/td>\n <td data-label=\"250,000 CHF\">5.0%<\/td>\n <td data-label=\"500,000 CHF\">5.5%<\/td>\n <td data-label=\"1 Mio. CHF\">5.7%<\/td>\n <td data-label=\"5 Mio. CHF\">5.7%<\/td>\n <td data-label=\"10 Mio. CHF\">5.7%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">SO, Solothurn<\/td>\n <td data-label=\"100,000 CHF\">5.0%<\/td>\n <td data-label=\"250,000 CHF\">7.0%<\/td>\n <td data-label=\"500,000 CHF\">7.7%<\/td>\n <td data-label=\"1 Mio. CHF\">7.8%<\/td>\n <td data-label=\"5 Mio. CHF\">7.8%<\/td>\n <td data-label=\"10 Mio. CHF\">7.8%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">SZ, Schwyz<\/td>\n <td data-label=\"100,000 CHF\">2.4%<\/td>\n <td data-label=\"250,000 CHF\">5.7%<\/td>\n <td data-label=\"500,000 CHF\">8.5%<\/td>\n <td data-label=\"1 Mio. CHF\">10.4%<\/td>\n <td data-label=\"5 Mio. CHF\">10.4%<\/td>\n <td data-label=\"10 Mio. CHF\">10.4%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">TG, Frauenfeld<\/td>\n <td data-label=\"100,000 CHF\">6.6%<\/td>\n <td data-label=\"250,000 CHF\">7.7%<\/td>\n <td data-label=\"500,000 CHF\">8.2%<\/td>\n <td data-label=\"1 Mio. CHF\">8.4%<\/td>\n <td data-label=\"5 Mio. CHF\">8.4%<\/td>\n <td data-label=\"10 Mio. CHF\">8.4%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">TI, Bellinzona<\/td>\n <td data-label=\"100,000 CHF\">4.4%<\/td>\n <td data-label=\"250,000 CHF\">5.4%<\/td>\n <td data-label=\"500,000 CHF\">7.3%<\/td>\n <td data-label=\"1 Mio. CHF\">8.1%<\/td>\n <td data-label=\"5 Mio. CHF\">8.1%<\/td>\n <td data-label=\"10 Mio. CHF\">8.1%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">UR, Altdorf<\/td>\n <td data-label=\"100,000 CHF\">4.3%<\/td>\n <td data-label=\"250,000 CHF\">5.3%<\/td>\n <td data-label=\"500,000 CHF\">5.8%<\/td>\n <td data-label=\"1 Mio. CHF\">6.0%<\/td>\n <td data-label=\"5 Mio. CHF\">6.0%<\/td>\n <td data-label=\"10 Mio. CHF\">6.0%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">VD, Lausanne<\/td>\n <td data-label=\"100,000 CHF\">4.6%<\/td>\n <td data-label=\"250,000 CHF\">7.0%<\/td>\n <td data-label=\"500,000 CHF\">8.4%<\/td>\n <td data-label=\"1 Mio. CHF\">9.1%<\/td>\n <td data-label=\"5 Mio. CHF\">9.4%<\/td>\n <td data-label=\"10 Mio. CHF\">9.5%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">VS, Sion<\/td>\n <td data-label=\"100,000 CHF\">4.8%<\/td>\n <td data-label=\"250,000 CHF\">6.3%<\/td>\n <td data-label=\"500,000 CHF\">9.1%<\/td>\n <td data-label=\"1 Mio. CHF\">10.3%<\/td>\n <td data-label=\"5 Mio. CHF\">10.3%<\/td>\n <td data-label=\"10 Mio. CHF\">10.3%<\/td>\n <\/tr>\n <tr>\n <td data-label=\"Canton\">ZG, Zug<\/td>\n <td data-label=\"100,000 CHF\">2.9%<\/td>\n <td data-label=\"250,000 CHF\">4.6%<\/td>\n <td data-label=\"500,000 CHF\">5.8%<\/td>\n <td data-label=\"1 Mio. CHF\">6.3%<\/td>\n <td data-label=\"5 Mio. CHF\">6.5%<\/td>\n <td data-label=\"10 Mio. CHF\">6.6%<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n<\/body>\n<\/html>\n\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>When planning a BVG\/LPP withdrawal in Switzerland, it's essential to understand the conditions, tax implications and steps involved.<\/p>","protected":false},"author":1,"featured_media":38370,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[44,59],"tags":[],"class_list":["post-38368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurances","category-prevoyance"],"_links":{"self":[{"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/posts\/38368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/comments?post=38368"}],"version-history":[{"count":22,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/posts\/38368\/revisions"}],"predecessor-version":[{"id":38392,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/posts\/38368\/revisions\/38392"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/media\/38370"}],"wp:attachment":[{"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/media?parent=38368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/categories?post=38368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fidulex.ch\/en\/wp-json\/wp\/v2\/tags?post=38368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}