{"id":39572,"date":"2025-06-16T15:06:51","date_gmt":"2025-06-16T13:06:51","guid":{"rendered":"https:\/\/fidulex.ch\/?p=39572"},"modified":"2025-06-16T15:15:21","modified_gmt":"2025-06-16T13:15:21","slug":"life-annuity-taxation-in-2025-what-will-change","status":"publish","type":"post","link":"https:\/\/fidulex.ch\/en\/life-annuity-taxation-in-2025-what-will-change\/","title":{"rendered":"Taxation of Life Annuities in 2025: What Will Change?"},"content":{"rendered":"
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Why a New Tax on Life Annuities?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Before the new law on the taxation of life annuities<\/a>, 40%<\/strong> of the annuity was considered a taxable income<\/strong>. This rule applied to all life annuities, regardless of amount. A motion was put forward in 2022 to change this law, which many saw as unsuitable because the taxation was too high and unsuited to the current tax environment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

Life Annuities: Definition<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

The life annuity<\/strong> is an insurance policy, paid for a certain period of time or until your death. To set up a life annuity, you'll need to contact an annuity provider. The purpose of life annuities is to supplement the 1st and 2nd pillars, in order to provide a stable standard of living for you and your family once you hit retirement age<\/a><\/strong>.<\/p>

To set up these annuities, you'll need to work with a provider, to whom you'll pay a lump sum or regular instalments. The amount of annuity you can receive depends on a number of factors, such as :\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t