Legal Protection at a Glance
Legal protection in Switzerland provides you with support in navigating a legal dispute, a process that is often very complex for people who are not initiated in the law. knowledge, time and, of course, money.
Indeed, hiring a lawyer in Switzerland is often a very costly process, especially for an individual. When you take out legal protection, you can get help from a lawyerto advise and represent you.
In this article we will review the different covers that exist when you take out this insurance, so you can find the one that's right for you. There are also online toolswho can help you find the perfect insurance.
What's Covered by Legal Protection Insurance?
This insurance covers several Swiss legal areas. This protection comes into play in a wide range of everyday situations, including family, professional, and traffic disputes.
Family Legal Protection
Several situations can be included in this particular protection. It can be useful in the event of a divorce,to help you reach a decision regarding custody of your children.
If your children are victims of violence at school and the school is not doing its part to remedy the situation, family protection can also intervene. Other family cases, such as disputes over inheritance, can be settled more easily if you have taken out this insurance.
The above situations often end up in court.Thus, it's important to be protected throughout the legal process.
Consumer Legal Protection
If you have any doubts or need advice about past, present, or future purchases, this insurance can help.
If, for example, you do not agree with an invoice, you can receive help from specialists. They can also advise you on future purchases, in cases such as buying a used car, by explaining what to look out for.
Reusing the example of the car purchase, if you discover that it had a hidden defect and the seller is refusing to help you, this insurance can again come into play. In other situations, for example if you've made a purchase but it's never been delivered to you, a cover like this can come in handy, especially if you are a company.
Cyber Legal Protection
We all shop and do business online as the Internet has become an integral part of our daily lives. Although we've become accustomed to this tool, it can still have negative effects. Internet legal coverage protects you when you encounter Internet-related problems such as :
- Cyberstalking
- A virus on your computer
- Stolen data (stolen bank details, identity theft, etc.)
- An unsuccessful delivery
Road Legal Protection
As the name implies, this protection covers you in the event of an accident or any traffic-related litigation,whether it's buying, selling or leasing a vehicle, or simply having a car accident.
Corporate Legal Protection
In Switzerland, you need to take out several types of insurance when you set up a business, depending on the legal form of your company. This cover is an optional insurance but highly recommended for companies. It is added to the civil liability insurance (which protects you from the risks associated with your specific activity), to help you in the following cases:
- A customer who refuses to pay you
- An employee who sues you
- A supplier who refuses to deliver merchandise
- A company that infringes your brand by violating intellectual property rights
Conclusion
In short, Swiss legal protection includes different coverages which aim at protecting you from disputes that may arise in everyday life, whether it's in your private or professional life.
Frequently Asked Questions
What does legal protection cover?
It covers a wide range of legal sectors. It can be applied to both private and professional life.
How does legal protection work?
It can reduce the costs associated with a lawsuit, such as lawyers' fees. It can support and advise you throughout the legal process.
Is legal protection compulsory if I run my own business?
This insurance is not compulsory in Switzerland, but it is highly recommended, as it protects you in the event of problems with your customers and/or suppliers.
Can I be protected on the Internet?
It's possible to be protected when you're doing business online, or when you fall victim to cybercrime. You can take out cyber protection.
Does this insurance only cover private life?
No, it also protects you in your professional life.
